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YOU'RE MORE THAN 
JUST A CREDIT SCORE.

That’s why Higgins Agency uses broad credit tiers to offer students more opportunities for approval.

Program FEES

Applying for other private student loans can be costly. You don’t have to worry about unnecessary fees when applying for an loan:​

PAY AFTER GRADUATION

If you can’t commit to making payments while in school, you can choose to put off payments until six months after you graduate. Plus, you can pick your pace with a 5-year or 12-year repayment plan. Click here for a repayment example.

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DITCH YOUR COSIGNER

Every student’s situation is different, so we look beyond your credit score to give you more options to pay for college. That means you could qualify for a loan in your own name – without a cosigner. Or after making 48 payments on time, you can release your cosigner.

MASTER YOUR MONEY

It’s wrong to lose your financial freedom before you’ve even had a chance to earn it! As your financial partner, we want to set you up for future financial success. With Ascent, you’ll have access to free online tools that teach you how to manage your money and borrow responsibly.

  • Cover your college tuition and living expenses

  • Competitive rates

  • No penalty fee if you pay off your loan early

  • Flexible plans to postpone payments until after graduation

  • Automatic debit discount

A FINANCIAL FOUNDATION TO
POWER A FUTURE OF SUCCESS

The Loan Program for funding is built around one guiding principle: Your student loan should expand your possibilities, not limit them. That’s why Ascent uses broad credit tiers to help more students get approved for a Tuition Loan. Our loans also helps you understand your finances by incorporating financial literacy into our loan application process. The professional team of trusted advisors is committed to helping you reach your goals without the burden of unnecessary debt.

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