Student Loan Relief combines existing Federal, State, and Local legislation into packages due to similar types of people consistently qualifying for similar groupings of programs.  To make them both easier to remember and say we have given the aforementioned packages names, which are as follows;

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Total outstanding student loan debt in America has passed the $1 trillion mark. Exceeding credit card and auto debt, it is the only kind of debt that actually increased during the "Great Recession."

Reclaim the American Dream for more than 37 million student loan borrowers: As Congress to support the Student Loan Fairness Act (H.R. 1330).

 

Student loan debt now exceeds $1 trillion. The debt burden now falls on 37 million Americans.

Over recent decades, higher education has been treated as an individual commodity, rather than a public good or an investment in our collective future. As a result, millions are now buried under the weight of student debt and are putting off major purchases and life decisions. This has serious negative consequences for our economy and our future.

This is NOT only a "young person's problem." At least 60 percent of the $1 trillion is owed by Americans over the age of 30.

In short, student loan debt has become the latest financial crisis in America. If we do absolutely nothing, the entire economy will eventually come crashing down again, just as it did when the housing bubble popped.

But now, there is a solution: The Student Loan Fairness Act (H.R. 1330), introduced in the House of Representatives by Rep. Karen Bass (D-CA) and co-sponsored by Rep. Frederica Wilson (D-FL).

The Student Loan Fairness Act would create a new “10-10” standard for student loan repayment, in which an individual would be required to make ten years of payments at 10 percent of their discretionary income, after which, their remaining student loan debt would be forgiven. Further, this legislation would:

• ensure low interest rates;
   

•  allow those eligible to convert their private loan debt into federal direct loans;
   

• reward graduates for entering public service professions;
   

• provide a lifeline for student borrowers who have fallen on difficult times;
   

• encourage delinquent and defaulted borrowers to re-enter repayment;
   

• replace the current, 10 year “Standard Repayment Plan” for the full amount of the loan balance with the “10-10” plan as the default repayment option for borrowers entering repayment.

Student loan debt causes an undeniable and significant drag on the economy. The Student Loan Fairness Act directly addresses this enormous boot on the neck of the middle class and represents a glimmer of hope for millions of Americans who, with each passing day, find that the American Dream is more and more out of reach.

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The Student Loan Relief Plan is just what it name makes it out to be, simple. You will have a fixed monthly payment and you will usually pay off your loan within ten years. With the Student Loan Relief Simple Plan your monthly payment will be more then it would be under the other plans but your overall payback is much smaller. This is due to the fact that you will pay off your loan relatively quickly, within ten years. This plan is good for those that can handle the payment and want the debt off them as quickly as possible. This plan will typically allow you to significantly reduce your interest rate and reduce your overall payback and loan balance, depending on a number of other variable unique to each individual.

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Calculate overall repayment amount
When you want to know the overall amount to pay once you take the loan, you only need to use the online calculator on their website. This way, you get paying an affordable amount since they do not demand a higher price as is the case with many loaning facilities. When you know the amount to repay, you get to plan your finances and start the loan application process. Make sure you understand all terms and conditions before you apply for the loan.

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                                               If you were referred by someone please Submit Referral Code in the Message Box Below

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